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What's your pet peeve in RL?

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  • Re: What's your pet peeve in RL?

    The problem with cutting welfare programmes is that it hits the most vulnerable people first and hits then the hardest. The people that game the system? They are just going to move on to something or someone else to exploit. The people that actually need the safety net? Yeah they're getting fucked over hard by any sort of cut.

    And turning Welfare into something purely electronic does not work either purely for this reason: what happens to debts? Student loans, mortgages, credit card stuff, stuff paid for on finance. If someone is not getting any cash whatsoever then it will cripple them as the debts run up and payments are missed. Also things like bills and rent must be considered. "Move somewhere cheaper" does not cut it as an excuse in places like the UK where even renting isn't possible due to the sheer cost of living here. What about transport as well? I know this one for a fact: if I couldn't afford the bus fare then I couldn't attend an interview. Simple. As. That. There were days when it was literally down to food for the week and not having enough left over to cover transport to a job interview, or going to the interview and not being able to afford the week's food bills.

    Another thing with unemployment is the bit one. I've heard people say "bring in X number of job interviews minimum per month" systems which is just plain stupid. The area in the UK where I live has an average of 70 people applying for every job vacancy. This includes stuff like scrubbing nightclub toilets. People can often go for months without even hearing from a prospective employer. It's even worse if you're under 30 because you will be lucky if anyone even considers reading your CV. Employers rarely want to train people so if you don't have the experience they won't hire you but in order to get experience you need to be hired...See where this is going?

    Also there is one basic fact: populations grow, more people are after the same number or even less jobs. Cutting something that will need to grow to support a larger population of people that will need this sort of thing is just going to leave more and more people vulnerable and in trouble. Also trust me when I say that the people who exploit and game the system are indeed in the minority. At work I often see to people who are having to rely on welfare as a safety net to get back on their feet and trust me when I say it is very rare then I actually meet someone who is clearly just exploiting the system (and they very often just ignore my advice or act like I have no idea how to do my job when I tell them news that they don't want to hear).

    To sum up: Some people are lazy, some people are greedy, some people are both. Most people just want to make a living and would like something there for when times are tough. Welfare isn't the problem, it's one of the many things caught up in the whole cycle of problems at the end of the day.
    Rahal Gerrant - Balmung - 188 DRK
    Reiko Takahashi
    - Balmung - 182 AST, 191 BLM, 182 SCH, 188 SMN
    Haters Gonna Hate



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    • Re: What's your pet peeve in RL?

      I generally dislike huge multiquote replies, but for something this wide-ranging there doesn't seem to be a more sensible way to do it. If I omitted something from the original post, that means I don't dispute it.

      Also it seems like you're responding to things nobody said, or pointing out problems that have already been addressed. Did you copy paste this post from a similar thread on a different forum?

      Originally posted by Firewind View Post
      And turning Welfare into something purely electronic does not work either purely for this reason: what happens to debts? Student loans, mortgages, credit card stuff, stuff paid for on finance. If someone is not getting any cash whatsoever then it will cripple them as the debts run up and payments are missed. Also things like bills and rent must be considered. "Move somewhere cheaper" does not cut it as an excuse in places like the UK where even renting isn't possible due to the sheer cost of living here. What about transport as well? I know this one for a fact: if I couldn't afford the bus fare then I couldn't attend an interview. Simple. As. That. There were days when it was literally down to food for the week and not having enough left over to cover transport to a job interview, or going to the interview and not being able to afford the week's food bills.
      I already talked about debt, specifically student loans and home mortgage debt, being two sources of debt I could think of that would be common and reasonable for responsible people to have. Medical is another big one in this country. I suppose that if the point is to get people up and running again rather than to "pick winners," to subvert a Republican catchphrase, then it would be reasonable to treat all debt the same way regardless of whether it might be judged responsible or not. I think the payee should probably be required to consolidate the debt in some way to reduce the number of outside agencies the government has to deal with, and thus the overhead cost of the program.

      I already mentioned bills and rent, but since you bring it up, there is a conflict of interest issue that should probably be addressed. Say you're in a fairly high paying job, and have adopted a lifestyle commensurate with that level of income. Then you lose your job, and the market shifts such that you can no longer get a job with your qualifications at the same pay rate. If the government is stuck paying the rent on a home you can no longer afford on your own, even if you get the best job you can, then financially you're better off by not getting a job. Not necessarily loafing, but maybe waiting around hopefully for the market to recover so you can pick up where you left off. Obviously it's onerous to require people to walk away from their homes straight away, but the incentive should always be to encourage people to support themselves rather than rely on the government. Therefore I think the housing benefit should decline in a stepwise fashion, say after a minimum period of 3 months or until your current lease expires, to give people plenty of time to make alternate arrangements and so they don't have to abandon their existing obligations.

      An allowance for transport is a good idea that I didn't think of and should probably be included.

      All of these seem more like addenda that need to be addressed, rather than a refutation of the whole idea of moving to a cashless benefit program.

      Originally posted by Firewind View Post
      Another thing with unemployment is the bit one. I've heard people say "bring in X number of job interviews minimum per month" systems which is just plain stupid. The area in the UK where I live has an average of 70 people applying for every job vacancy. This includes stuff like scrubbing nightclub toilets. People can often go for months without even hearing from a prospective employer. It's even worse if you're under 30 because you will be lucky if anyone even considers reading your CV. Employers rarely want to train people so if you don't have the experience they won't hire you but in order to get experience you need to be hired...See where this is going?
      Problems with finding employment are many and various, and can't be handled by simple, hard line rules like "bring in X number of job interviews minimum per month." On the other hand, we want to make sure that unemployment beneficiaries are being responsible about finding new work, and on the other side of the coin there are a lot of people that could probably use professional help navigating the job market, creating a resume, presenting themselves, etc, etc. That's why I would want case workers assigned to each person, to provide a case-by-case evaluation and personalized assistance. This would increase the cost of the program dramatically, I'm sure, but even if it costs twice as much, if we can get people employed again in half as much time, that's still a win for the economy and society, not to mention the individuals.

      Originally posted by Firewind View Post
      Also there is one basic fact: populations grow, more people are after the same number or even less jobs. Cutting something that will need to grow to support a larger population of people that will need this sort of thing is just going to leave more and more people vulnerable and in trouble.
      I don't think your premise that the number of jobs is fixed while the population is growing makes sense. A higher population means more people wanting stuff, and more people are required to supply the increased amount of stuff being demanded. A bigger population of course means a higher absolute cost of the program, so maybe I should clarify that I support a program that has a lower cost per capita.

      Originally posted by Firewind View Post
      To sum up: Some people are lazy, some people are greedy, some people are both. Most people just want to make a living and would like something there for when times are tough. Welfare isn't the problem, it's one of the many things caught up in the whole cycle of problems at the end of the day.
      Agreed, but if we accept there's a need for a welfare system of some degree, we should have one that's as efficient and effective as possible, not just to appease voters but because that helps us build a better country.
      lagolakshmi on Guildwork :: Lago Aletheia on Lodestone

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      • Re: What's your pet peeve in RL?

        Did a rollback in Skyrim. Got up to Level 22. Now I am back to Level 8. Curse not saving.
        Heavensward Stats - Main Story: Cleared | Alexander Normal: 4/4 | Alexander: Savage 0/4 | Relic: Last Resort (Scholar) | Mahatma: 2/12

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        • Re: What's your pet peeve in RL?

          Originally posted by Melody View Post
          Did a rollback in Skyrim. Got up to Level 22. Now I am back to Level 8. Curse not saving.
          Damn! Sucks... I saved like every 10 mins in Skyrim, lol... Before entering and exiting a different level of the dungeon, etc... I'm a save Nazi.
          75: Sam, Nin, Blm, Thf, Pld, Cor, Rdm
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          CoP: Done
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          Wotg: Complete the quests already and I'll start

          Originally posted by Etra
          This thread brought to you by Malacite's lack of understanding.

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          • Re: What's your pet peeve in RL?

            F5 is your best friend while playing Skyrim.
            Rahal Gerrant - Balmung - 188 DRK
            Reiko Takahashi
            - Balmung - 182 AST, 191 BLM, 182 SCH, 188 SMN
            Haters Gonna Hate



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            • Re: What's your pet peeve in RL?

              I'm on console. Prefer console over PC. As stupid as that sounds.
              Heavensward Stats - Main Story: Cleared | Alexander Normal: 4/4 | Alexander: Savage 0/4 | Relic: Last Resort (Scholar) | Mahatma: 2/12

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              • Re: What's your pet peeve in RL?

                I play Skyrim on PS3 and saving is really easy. You hit Select (or start cant remember) then hit save. Saves in like 10 secs.
                75: Sam, Nin, Blm, Thf, Pld, Cor, Rdm
                RANK 10 Bastok
                CoP: Done
                ZM: Done
                ToA: Done
                Assault rank: Captain
                Campaign Medal: Medals
                Wotg: Complete the quests already and I'll start

                Originally posted by Etra
                This thread brought to you by Malacite's lack of understanding.

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                • Re: What's your pet peeve in RL?

                  Originally posted by Melody View Post
                  I'm on console. Prefer console over PC. As stupid as that sounds.
                  Skyrim's interface was designed for a console and to be played with a controller only so no, it doesn't sound stupid at all.
                  Rahal Gerrant - Balmung - 188 DRK
                  Reiko Takahashi
                  - Balmung - 182 AST, 191 BLM, 182 SCH, 188 SMN
                  Haters Gonna Hate



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                  • Re: What's your pet peeve in RL?

                    I usually rely on my Autosave feature, (which is a bad habit) so normally I hit Continue. Right now I am building a house with the new DLC. It's coming out nicely.
                    Heavensward Stats - Main Story: Cleared | Alexander Normal: 4/4 | Alexander: Savage 0/4 | Relic: Last Resort (Scholar) | Mahatma: 2/12

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                    • Re: What's your pet peeve in RL?

                      *coughSkyUImodcough*
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                      "In this world, the one who has the most fun is the winner!" C.B.
                      Prishe's Knight 2004-Forever.

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                      • Re: What's your pet peeve in RL?

                        And what does that do? I have a pirated copy of Skyrim on my Desktop. So I don't have access to a lot of the steam content like I would like to have. So updating it becomes a chore, along with installing mods. Oblivion was easier to do it with the mod manager.
                        Heavensward Stats - Main Story: Cleared | Alexander Normal: 4/4 | Alexander: Savage 0/4 | Relic: Last Resort (Scholar) | Mahatma: 2/12

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                        • Re: What's your pet peeve in RL?

                          Don't Pirate the good games. >_<

                          Pirate the nonsense DRM filled-region locked crap instead. <_<;




                          PS > With a Pirated version of mod friendly games like Skyrim you are pretty SOL considering most modders will not help you with it.
                          sigpic
                          "In this world, the one who has the most fun is the winner!" C.B.
                          Prishe's Knight 2004-Forever.

                          その目だれの目。

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                          • Re: What's your pet peeve in RL?

                            Well considering I've bought all of Bethesda's stuff from Fallout/Fallout New Vegas Oblivion/Oblivion Game of the Year Edition (PC/Xbox) Oblivion Platinum Edition (I think). I'm prettye Sure Bethesda can let this one slide for Skyrim. I also already got Skyrim for my Xbox and the DLC's for it.
                            Heavensward Stats - Main Story: Cleared | Alexander Normal: 4/4 | Alexander: Savage 0/4 | Relic: Last Resort (Scholar) | Mahatma: 2/12

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                            • Re: What's your pet peeve in RL?

                              Regardless. This forum doesn't condone pirating software of any kind. What you do is your business, but please refrain from talking about it. Windower has become an exception to the rule over the years, but that's more or less where we draw the line.


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                              • Re: What's your pet peeve in RL?

                                I don't see a link....anywhere...do you Raydeus? Also listening to a Hagraven breath is disgusting.
                                Heavensward Stats - Main Story: Cleared | Alexander Normal: 4/4 | Alexander: Savage 0/4 | Relic: Last Resort (Scholar) | Mahatma: 2/12

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