First off, I realize SE is unlikely to ever reply to this, it's more of a rhetorical question about FFXI seeming to turn to an RMT based business model. Secondly, I'm not doubting the value or purpose of a physical code to login.
What I am curious about is, I've seen services offered that do practically the same thing, but by sending an SMS message to the user's cellphone, instead of forcing them to use a dongle. This produces effectively the same result; sure, the user must wait from the time they begin to login until the SMS message arrives, instead of it being instantaneous, but it's a very quick process. And they obviously have tradeoffs-- the cellphone basically requires a good data plan, and a cellphone at all. You wouldn't be able to login while you're on a call, or as discreetly if you're in public for some reason. And it's slightly less secure, but for the purposes of an online game that's not really an issue. On the other hand, if you lose a cellphone, you'd have it replaced anyway, and your new login messages could simply go to the new one. Lose a dongle, and you have to pay more than you would've to have it replaced. The dongle requires more clutter, and you can't have two-- if you have a second cell phone (for example, shared accounts) it's very simple to just add an alternate number to send to.
But for all practical purposes, they both achieve the same ends in terms of account protection. Why, then, does SE not offer this service, and allow people to link a security code to their cell-phone, instead of a dongle? It's the same benefit and service, but could be done at no cost. Why is this a less valid requirement for Mog Satchel than the token? And if the token isn't just a way to make people pay for the Mog Satchel, but is truly supposed to be to get people to improve their security, why not offer this service?
What I am curious about is, I've seen services offered that do practically the same thing, but by sending an SMS message to the user's cellphone, instead of forcing them to use a dongle. This produces effectively the same result; sure, the user must wait from the time they begin to login until the SMS message arrives, instead of it being instantaneous, but it's a very quick process. And they obviously have tradeoffs-- the cellphone basically requires a good data plan, and a cellphone at all. You wouldn't be able to login while you're on a call, or as discreetly if you're in public for some reason. And it's slightly less secure, but for the purposes of an online game that's not really an issue. On the other hand, if you lose a cellphone, you'd have it replaced anyway, and your new login messages could simply go to the new one. Lose a dongle, and you have to pay more than you would've to have it replaced. The dongle requires more clutter, and you can't have two-- if you have a second cell phone (for example, shared accounts) it's very simple to just add an alternate number to send to.
But for all practical purposes, they both achieve the same ends in terms of account protection. Why, then, does SE not offer this service, and allow people to link a security code to their cell-phone, instead of a dongle? It's the same benefit and service, but could be done at no cost. Why is this a less valid requirement for Mog Satchel than the token? And if the token isn't just a way to make people pay for the Mog Satchel, but is truly supposed to be to get people to improve their security, why not offer this service?
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