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**Visper** · 03-01-2007, 12:16 PM

Re: POL monthly fee - what does it look like in your bank report?

Originally posted by Jei View Post

I'm asking this because, actually, I haven't checked my monthly bank report for a while now. But I'm doing so this month just to make sure that S-E doesn't charge me any further.

However, a few weird record shows up... and I don't really know what they are. Please help me identify them

Blizzard check card.... is this WoW monthly fee? I don't have wow account. Really weird.

This looks like the monthly fee for January. But

What the hell are these doing in the middle of the month....? My JP account?

Another transaction my Blizzard I have no clue what it is.

Any suggestion? Will the bank be able to cancel these fee and prevent further payment from them?

Yea those are WoW charges, someone have your CC info? And it does seem like SE is still charging you. The easiest thing to do is call the bank and have them issue you a new card, that way they will not be able to charge your old one anymore, also they should credit you those charges if you didn't authorize them.

**Raydeus** · 03-01-2007, 12:27 PM

Re: POL monthly fee - what does it look like in your bank report?

It does seem like someone has your CC info and is using it to pay their WoW account, also, if you downloaded the trial version and didn't cancel there's the chance that could have something to do with it.

About the POL charges the first two seem like what it says, fees for the other 2 transactions, however unless you bought another copy of the game then there's no reason for them to charge you at that time of the month.

Is anyone else using the same card to pay for their account? That could have something to do with it, also they could might be playing WoW behind your back which is the worst part (ZOMG!).

You can call your bank to prevent future charges, but you really need to know who is using your card and even cancel the card you have now and ask for a replacement, that's the safest way to prevent any more unwanted charges.

**LyonheartLakshmi** · 03-01-2007, 12:35 PM

Re: POL monthly fee - what does it look like in your bank report?

Are we going to see Jei (with someone else's voice coming out of him) on one of those identity theft commercials now?

**Yellow Mage** · 03-01-2007, 01:37 PM

Re: POL monthly fee - what does it look like in your bank report?

Originally posted by LyonheartLakshmi View Post

Are we going to see Jei (with someone else's voice coming out of him) on one of those identity theft commercials now?

Thanked for making me

.

**Nakti** · 03-01-2007, 01:41 PM

Re: POL monthly fee - what does it look like in your bank report?

The POL charges look like they were initiated on 2/1 but it took to the middle of the month for your bank to process them. It looks like payment for 2 accounts, but I don't know why the amounts would be different. International transaction fee is normal for outside-the-country purchases.

Maybe your account got canceled because there were payment problems due to the check card?

Definitely contact your bank if you've never initiated anything with Blizzard. If you signed up for a trial and just started getting charges, find out how to cancel your account with Blizzard.

**eticket109** · 03-01-2007, 02:08 PM

Re: POL monthly fee - what does it look like in your bank report?

Are you sure those were charges and not credits on 2/14/06 ? If they were charges, look for some credits somewhere around there for the larger amounts. At the beginning of the month, they billed you for the entire month of service. However, around 2/14 they banned you and closed your account, hence they should have credited a half a month or so back to you. However, if those are all charges and no credits showed up, then they're screwing you.

Regardless, even if that all checks out, someone appears to be using your card to play WoW.

**Jei** · 03-01-2007, 02:54 PM

Re: POL monthly fee - what does it look like in your bank report?

What do you mean by credit showing up?

**eticket109** · 03-01-2007, 03:09 PM

Re: POL monthly fee - what does it look like in your bank report?

FFXI is a pay in advance service. The assumption when you were charged on 02/01 was that you would play the entire month of February. However, since you weren't able to play for 1/2 the month, they should have given you back half of the money you were charged. Does your daily balance in your account go up or down after those entries on 2/14?

**Raydeus** · 03-01-2007, 05:01 PM

Re: POL monthly fee - what does it look like in your bank report?

Originally posted by eticket109 View Post

Are you sure those were charges and not credits on 2/14/06 ? If they were charges, look for some credits somewhere around there for the larger amounts. At the beginning of the month, they billed you for the entire month of service. However, around 2/14 they banned you and closed your account, hence they should have credited a half a month or so back to you. However, if those are all charges and no credits showed up, then they're screwing you.

Good catch, and it makes sense, since Jei got banned that isn't a charge but a reimbursement. However, that still doesn't explain why are there 2 movements.

Did you have 2 accounts Jei?

**eticket109** · 03-01-2007, 06:37 PM

Re: POL monthly fee - what does it look like in your bank report?

Originally posted by Raydeus View Post

Good catch, and it makes sense, since Jei got banned that isn't a charge but a reimbursement. However, that still doesn't explain why are there 2 movements.
Did you have 2 accounts Jei?

If I remember from his quit thread. He and his girlfriend have seperate accounts on the same card.

**Murphie** · 03-01-2007, 06:45 PM

Re: POL monthly fee - what does it look like in your bank report?

Why would they reimburse you if they banned you? They won't even prorate if you renew in the middle of the month, so I don't see why they would bother to reimburse someone they banned mid way through the month.

**eticket109** · 03-01-2007, 07:03 PM

Re: POL monthly fee - what does it look like in your bank report?

Originally posted by Murphie View Post

Why would they reimburse you if they banned you? They won't even prorate if you renew in the middle of the month, so I don't see why they would bother to reimburse someone they banned mid way through the month.

It may not have happened like that anyway. I was just giving one possibility. They don't have to do it, I don't think but I know a lot of companies that will prorate charges like that.

Pretty sure he could dispute the charges anyway if they did charge him for the full month. I doubt SE would follow through on the dispute quickly enough for the bank to deny it.

**Raydeus** · 03-01-2007, 07:04 PM

Re: POL monthly fee - what does it look like in your bank report?

Because they are the ones calling off the deal, a banning isn't about they actually kicking you out but rather choosing to stop providing service for you.

...Maybe.

**Murphie** · 03-01-2007, 08:20 PM

Re: POL monthly fee - what does it look like in your bank report?

It's not a bad theory, but it doesn't sound much like the SE I'm used to dealing with. :p

That WoW account is confusing though. :/ I hope you can get that sorted out Jei.

This is why I'm glad I use a prepaid debit for my gaming, which is separate from my regular debit/credit cards. Just one more safeguard against this sort of thing.

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POL monthly fee - what does it look like in your bank report?

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