Paying with a debit card

[LINK398]

Does anyone know how exactly this works? Do you get billed or does it just take off from the total amount of money you have on the card?

[sevenpointflaw]

Re: Paying with a debit card

SE bills/charages at the same time. So at the start of every month, your account is automaticly deducted if you are using debit.

[LINK398]

Re: Paying with a debit card

Would you get a bill in the mail? And also if your playing on the 30 days free could you cancel before the next month?

[Murphie]

Re: Paying with a debit card

No, you don't get a bill in the mail. Yes, you can cancel before your free month is up, but you need a valid credit or debit card to get started regardless.

Debit cards work just like credit except that it pulls from your checking account instead of from your credit limit.

[The_Hero]

Re: Paying with a debit card

Yea too bad you can't choose when to pay when u want to play like WoW...

[LINK398]

Re: Paying with a debit card

What if you got the debit card as a gift?

[Murphie]

Re: Paying with a debit card

I've never had a problem with FFXI's billing. Being able to buy a year or so in advance is nice, but not necessary.

[bside]

Re: Paying with a debit card

What if you got the debit card as a gift?

That sort of card is called a "prepaid card" or simply a "gift card." To the extent that the amount is "debited" from whatever the value left on that card, it is indeed a debit card, but in most cases when we call it a debit card, it means the card is linked w/ your bank acct (depending on the country of issue, it doesn't need to be a checking acct or equivalent), not the pre-loaded money.

And because the money is directly deducted from the pre-loaded value on the card, nobody's gonna send you a bill nor a statement, while you can check the purchase records online if the issuer provides such service.

[Icemage]

Re: Paying with a debit card

What if you got the debit card as a gift?

As far as I am aware, FFXI's billing process treats debit and credit cards in exactly the same way; a Hold is placed on your debit/credit account in the specified amount, then the money transfer is made from the account.

This is pretty much the same way it works at a gas station, for example (though a gas station will usually put a large hold on your account due to them not knowing how much to charge you until you've finished at the pump - this is not a problem for S-E, so I'm guessing they should know exactly how much to issue the Hold for).


Icemage

[Taodyn]

Re: Paying with a debit card

Wait... can you use a debit card in North America?

[Murphie]

Re: Paying with a debit card

Yes, you can.

[Ellipses]

Re: Paying with a debit card

You can use a debit card if It's got a Visa or MasterCard logo on it. Granted, most of them do these days, but it's not part of the definition of "debit card."

[Carlo 210]

Re: Paying with a debit card

My card is an RBC client card debit card. It has no logo on the front (just RBC - royal bank of canada), but has an interac logo on the back and says it is a registered trademark of VISA.
It goes like this:

#### ## ######## ##
Carlo Blablalablabla ##

[Mhurron]

Re: Paying with a debit card

My card is an RBC client card debit card. It has no logo on the front (just RBC - royal bank of canada)

It won't work.

[Ziero]

Re: Paying with a debit card

If it has a major CC company logo on it (Mastercard/Visa ect) it works just like a normal CC of that type. I use a Debit card from my bank and it has a Mastercard logo so it's treated as a mastercard.