If, hypothetically, I were to cancel my FFXI subscription today, what would be the absolute last date I would have to resume paying fees to make sure my character information isn't lost forever, with and without the one-time per account character restoration?
Also, I have seven digits of gil in the bank. Not enough to make anyone fall out of their chair, but enough that I'd make this face
if I lost a significant fraction of it. Do you think it would be wiser for me to liquidate most of my gear and put it in gil in case of deflation, or invest it all in a high dollar item in case of inflation? If the latter, what item or items do you think would be the most stable investment?
Also, I have seven digits of gil in the bank. Not enough to make anyone fall out of their chair, but enough that I'd make this face

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